Top 10 Car Technologies For Mature Drivers

As the baby boomers age, car manufacturers are responding by providing new technologies to help them stay safe and yet remain mobile. Here is a list of the top 10:

http://www.claimsjournal.com/news/national/2012/09/18/213770.htm#.UFj57ybuy-g.mailto

Hurricane Season Is Here So It’s Time To Prepare!

Here is a good article about things you can do to prepare NOW in case a storm comes our way!  http://www.trustedchoice.com/Content/Articles/Get-Ready-For-Hurricane-Season.aspx

 

Hurricane Deductibles Explained

Today marks the official beginning of Hurricane Season and so we thought this information about Hurricane Deductibles would be of help to you as you prepare to weather any storms that might come our way http://www.iii.org/issues_updates/hurricane-and-windstorm-deductibles.html

Here’s Some Great Advice As We Enter Hurricane Season

Good advice from the Rhode Island Insurance Division on how you can prepare now for Hurricane Season

Written by a Cop for Our Own Safety – Good Advice!

Everyone should take 5 minutes to read this. It may save your life or a loved one’s life.

In daylight hours, refresh yourself

of these things to do in an emergency situation…

This is for you, and for you to share with your spouse,

your children, & everyone you know.

After reading these 9 crucial tips,

forward them to someone you care about.

It never hurts to be careful in this crazy world we live in.

1. Tip fromTae Kwon Do :

The elbow is the strongest point

on your body.

If you are close enough to use it, do!
2.. Learned this from a tourist guide.

If a robber asks for your wallet and/or purse,

DO NOT HAND IT TO HIM.

Toss it away from you….

Chances are that he is more interested

in your wallet and/or purse than you,

and he will go for the wallet/purse.

RUN LIKE MAD IN THE OTHER DIRECTION!

3. If you are ever thrown into the trunk of a car,

kick out the back tail lights and stick your arm out the hole

and start waving like crazy..

The driver won’t see you, but everybody else will.

This has saved lives..

4. Women have a tendency to get into their cars

after shopping, eating, working, etc., and just sit

(doing their checkbook, or making a list, etc.

DON’T DO THIS!)

The predator will be watching you, and this

is the perfect opportunity for him to get in

on the passenger side, put a gun to your head,

and tell you where to go.

AS SOON AS YOU GET INTO YOUR CAR ,

LOCK THE DOORS AND LEAVE..

If someone is in the car

with a gun to your head

DO NOT DRIVE OFF,

Repeat:

DO NOT DRIVE OFF!

Instead gun the engine and

speed into anything, wrecking the car.

Your Air Bag will save you.

If the person is in the back seat

they will get the worst of it.

As soon as the car crashes

bail out and run.

It is better than having them find your body

in a remote location.

5. A few notes about getting

into your car in a parking lot,

or parking garage:

A.) Be aware:

look around you,

look into your car,

at the passenger side floor ,

and in the back seat.

B..) If you are parked next to a big van,

enter your car from the passenger door.

Most serial killers attack their victims

by pulling them into their vans while the women

are attempting to get into their cars.

C.) Look at the car

parked on the driver’s side of your vehicle,

and the passenger side.. If a male is sitting alone

in the seat nearest your car, you may want to walk back

into the mall, or work, and get a

guard/policeman to walk you back out.

IT IS ALWAYS BETTER TO BE SAFE THAN SORRY. (And better paranoid than dead.)

6. ALWAYS take the elevator

instead of the stairs.

Stairwells are horrible places to be alone

and the perfect crime spot.

This is especially true at NIGHT!)

7.If the predator has a gun

and you are not under his control,

ALWAYS RUN!

The predator will only hit you (a running target)

4 in 100 times; and even then,

it most likely WILL NOT be a vital organ.

RUN, Preferably in a zig -zag pattern!

8. As women, we are always trying

to be sympathetic:

STOP

It may get you raped, or killed.

Ted Bundy, the serial killer, was a good-looking,

well educated man, who ALWAYS played

on the sympathies of unsuspecting women.

He walked with a cane, or a limp, and often

asked ‘for help’ into his vehicle or with his vehicle,

which is when he abducted
his next victim.

9. Another Safety Point:

Someone just told me that her friend heard

a crying baby on her porch the night before last,

and she called the police because it was late

and she thought it was weird.. The police told her

‘Whatever you do, DO NOT

open the door..’

The lady then said that it sounded like the baby

had crawled near a window, and she was worried

that it would crawl to the street and get run over.

The policeman said, ‘We already have a unit on the way,

whatever you do, DO NOT open the door.’

He told her that they think a serial killer

has a baby’s cry recorded and uses it to coax

women out of their homes thinking that someone

dropped off a baby.. He said they have not verified it,

but have had several calls by women saying that

they hear baby’s cries outside their doors

when they’re home alone at night.

10. Water scam!

If you wake up in the middle
of the night to hear all your taps outside running or what you think is a
burst pipe, DO NOT GO OUT TO INVESTIGATE! These people turn on all your
outside taps full blast so that you will go out to investigate and
then attack.

Stay alert, keep safe, and look out for your neighbors!

Please pass this on

This e-mail should probably be taken seriously because

the Crying Baby Theory was mentioned on

America ‘s Most Wanted when they profiled

the serial killer in Louisiana

I’d like you to forward this to all the women you know.

It may save a life. A candle is not dimmed by lighting another candle..

I was going to send this to the ladies only,

but guys, if you love your mothers, wives, sisters, daughters, etc.,

you may want to pass it onto them, as well.

Send this to any woman you know that may need

to be reminded that the world we live in has a lot of crazies in it

and it’s better to be safe than sorry..

Everyone should take 5 minutes to read this. It may save your life or

a loved one’s life.

Avoiding Insurance Mistakes: Five Tips

Times are tough for sure but don’t make these 5 Insurance Mistakes as you try to save money. Call us any time at 401-738-3366 for a free consultation and an insurance program that fits your unique needs!

Click Here To Read The Full Story

Determining the Right “Value” for Property Insurance Purposes

How do I know what the correct “value” is for insurance purposes?
Watch this short video presentation to answer this question:

Click Here To Lean About The “Right Value

Understanding Coinsurance (Video)

A clear, understandable explaination of what coinsurance is, how it applies, and what you should know!

Click Here To Learn About Coinsurance

The Basics of Businessowners Insurance (Video)

Here is a short video about the basics of insurance for business owners

Click Here To See The Video

Blow Out Your Candles!

The National Fire Protection Association reports that, while deaths from residential fires have decreased in the last several years, those caused by candles have increased dramatically. Candle deaths increased 650 percent from 1980 (20 deaths) to 2005 (150 deaths). Candles cause an estimated 16,000 home fires each year. In most cases, candles triggered house fires when they were left unattended, were tipped over, and ignited nearby combustibles. Almost half of home candle fires start in the bedroom; mattresses and bedding are the most common items to ignite. A child playing with or near the candle is one of the biggest contributors to candle fires; drinking excessively and falling asleep leaving the candle is burning is another.

Consider the following safety tips concerning candles and share with your family:

Always keep matches, lighters, and candles away from children.

Never leave burning candles unattended.

Keep combustible materials far away from candles.

Do not put candles in a location where children or pets could knock them over. Be aware that candles and rambunctious puppies don’t mix.

Use only nonflammable candleholders that are sturdy and hard to tip over.

Always trim the wicks before lighting.

Do not burn a candle all the way down to where it is too close to the holder or container.

Use flashlights rather than candles when you have a power outage.

Copyright 2011
International Risk Management Institute, Inc.