http://www.iamagazine.com/NewsViews/2013/April_25/gun-liability-coverage-varies-for-homeowners.aspx

http://www.claimsjournal.com/news/national/2012/09/18/213770.htm#.UFj57ybuy-g.mailto

In an automobile accident, you are concerned first about your safety and secondly about your vehicle. Likely, the last thing on your mind is protecting your identity. In fact, a recent survey by the National Association of Insurance Commissioners (NAIC) suggests that, after an accident, many Americans do not really know what information they should share with the other driver.  This handy new app from the NACI called WreckCheck,  helps to guide you through the process of documenting the accident at the scene while protecting your identity.  Check it out at: http://www.insureuonline.org/auto_page.htm

The California Department of Pesticide Regulation (DPR) advises that many people misuse this product. A 2008 study of pesticide illness reports in 8 states found 466 illnesses related to fogger use in a 5-year time frame. For example, some people set off multiple foggers, often in smaller homes. In one case, this negligent act resulted in the water heater’s pilot light igniting the flammable gas, resulting in a major explosion and the destruction of the home owner’s property.

The California DPR has reported that every year bug bombs explode and catch fire when people ignore simple precautions. There have also been numerous incidents of respiratory, eye, and skin irritation from overexposure to these fumes. The following are some California DPR safety tips for the summer.

Avoid chemicals whenever possible. Effective use of window and door screens and maintaining a clean home are good precautions against pests. Proper caulking of your home can also help.

To choose the best control strategy, you should correctly identify the pest. Always read labels before using the pesticide, and follow all instructions closely.

Use no more pesticide than necessary. You should read and follow directions for the recommended number of fogger aerosol cans to use. Generally, you should use no more than one 6 or 8 ounce fogger for apartments or small residences.

When using bug bombs, you should turn off ignition sources, such as gas pilot lights and electrical appliances. Appliances like refrigerators and air conditioners may produce a spark when they cycle on and off.

Hire a professional exterminator for major bug infestations.

Copyright 2012
International Risk Management Institute, Inc.

In daylight hours, refresh yourself

of these things to do in an emergency situation…

This is for you, and for you to share with your spouse,

your children, & everyone you know.

After reading these 9 crucial tips,

forward them to someone you care about.

It never hurts to be careful in this crazy world we live in.

1. Tip fromTae Kwon Do :

The elbow is the strongest point

on your body.

If you are close enough to use it, do!
2.. Learned this from a tourist guide.

If a robber asks for your wallet and/or purse,

DO NOT HAND IT TO HIM.

Toss it away from you….

Chances are that he is more interested

in your wallet and/or purse than you,

and he will go for the wallet/purse.

RUN LIKE MAD IN THE OTHER DIRECTION!

3. If you are ever thrown into the trunk of a car,

kick out the back tail lights and stick your arm out the hole

and start waving like crazy..

The driver won’t see you, but everybody else will.

This has saved lives..

4. Women have a tendency to get into their cars

after shopping, eating, working, etc., and just sit

(doing their checkbook, or making a list, etc.

DON’T DO THIS!)

The predator will be watching you, and this

is the perfect opportunity for him to get in

on the passenger side, put a gun to your head,

and tell you where to go.

AS SOON AS YOU GET INTO YOUR CAR ,

LOCK THE DOORS AND LEAVE..

If someone is in the car

with a gun to your head

DO NOT DRIVE OFF,

Repeat:

DO NOT DRIVE OFF!

Instead gun the engine and

speed into anything, wrecking the car.

Your Air Bag will save you.

If the person is in the back seat

they will get the worst of it.

As soon as the car crashes

bail out and run.

It is better than having them find your body

in a remote location.

5. A few notes about getting

into your car in a parking lot,

or parking garage:

A.) Be aware:

look around you,

look into your car,

at the passenger side floor ,

and in the back seat.

B..) If you are parked next to a big van,

enter your car from the passenger door.

Most serial killers attack their victims

by pulling them into their vans while the women

are attempting to get into their cars.

C.) Look at the car

parked on the driver’s side of your vehicle,

and the passenger side.. If a male is sitting alone

in the seat nearest your car, you may want to walk back

into the mall, or work, and get a

guard/policeman to walk you back out.

IT IS ALWAYS BETTER TO BE SAFE THAN SORRY. (And better paranoid than dead.)

6. ALWAYS take the elevator

instead of the stairs.

Stairwells are horrible places to be alone

and the perfect crime spot.

This is especially true at NIGHT!)

7.If the predator has a gun

and you are not under his control,

ALWAYS RUN!

The predator will only hit you (a running target)

4 in 100 times; and even then,

it most likely WILL NOT be a vital organ.

RUN, Preferably in a zig -zag pattern!

8. As women, we are always trying

to be sympathetic:

STOP

It may get you raped, or killed.

Ted Bundy, the serial killer, was a good-looking,

well educated man, who ALWAYS played

on the sympathies of unsuspecting women.

He walked with a cane, or a limp, and often

asked ‘for help’ into his vehicle or with his vehicle,

which is when he abducted
his next victim.

9. Another Safety Point:

Someone just told me that her friend heard

a crying baby on her porch the night before last,

and she called the police because it was late

and she thought it was weird.. The police told her

‘Whatever you do, DO NOT

open the door..’

The lady then said that it sounded like the baby

had crawled near a window, and she was worried

that it would crawl to the street and get run over.

The policeman said, ‘We already have a unit on the way,

whatever you do, DO NOT open the door.’

He told her that they think a serial killer

has a baby’s cry recorded and uses it to coax

women out of their homes thinking that someone

dropped off a baby.. He said they have not verified it,

but have had several calls by women saying that

they hear baby’s cries outside their doors

when they’re home alone at night.

10. Water scam!

If you wake up in the middle
of the night to hear all your taps outside running or what you think is a
burst pipe, DO NOT GO OUT TO INVESTIGATE! These people turn on all your
outside taps full blast so that you will go out to investigate and
then attack.

Stay alert, keep safe, and look out for your neighbors!

Please pass this on

This e-mail should probably be taken seriously because

the Crying Baby Theory was mentioned on

America ‘s Most Wanted when they profiled

the serial killer in Louisiana

I’d like you to forward this to all the women you know.

It may save a life. A candle is not dimmed by lighting another candle..

I was going to send this to the ladies only,

but guys, if you love your mothers, wives, sisters, daughters, etc.,

you may want to pass it onto them, as well.

Send this to any woman you know that may need

to be reminded that the world we live in has a lot of crazies in it

and it’s better to be safe than sorry..

Everyone should take 5 minutes to read this. It may save your life or

a loved one’s life.

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