Workers’ Compensation

Rhode Island Workers’ Compensation Insurance

ALL businesses with one or more employees MUST carry Workers Compensation Coverage in the state of Rhode Island

 There are very  few  exceptions to this rule.  The law provides for very heavy fines and penalties to anyone not obeying the law.

Corporations can, by their choice, exclude certain officers of the corporation with a specific state filing but we do not recommend this unless you are fully aware of the possible consequences.

Sole proprietors and partners are specifically not eligible for coverage. Other than that, one or more employee’s = required!

Your premium for Workers Compensation insurance is based on a class code for each type of business and the payroll for the employee(s).

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Call us today to discuss your needs and get a free rate quote!


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