Workers’ Compensation insurance is a State requirement for ALL businesses with one or more employees. There are no exceptions to this rule with heavy fines and penalties involved to anyone not obeying the law. Corporations can by their choice exclude certain officers of the corporation with a specific state filing and sole proprietors are not eligible for coverage. Other than that, one or more employee’s = required! Workers Compensation is based on a class code for each type of business and the payroll for the employee(s). We have several top quality Workers Compensation providers so call us today for a free quotation.