When Should You Consider Changing Your Auto Insurance Policy?

Here at The Slocum Agency, Inc., serving the greater Warwick, RI area, we have customers come to us often asking when they should consider changing their auto insurance policy. It is recommended that you look at your policy every one to two years and see if it still meets your needs. In addition to this, here are three times when you may want to change your policy up. 

You Have Purchased a New Car

When you have purchased a new car, you will need to change your auto insurance policy. You need to ensure the new car is listed on the policy and that the policy covers the value of the car. Most insurance companies require you to let them know within two to three days that you have purchased a new car, so be sure to let yours know right away. 

Your Life Situation Has Changed

Another reason why you may want to change your auto insurance policy is that your life situation has changed. You may be making more money or you may now have a spouse or child. Changing your policy may help to protect you and your loved ones better. 

The Value of Your Car Has Changed

The last reason you may want to change your auto insurance policy is that the value of your car has changed. As your car ages, its value decreases. In some cases, you may drop full coverage if the value is low on your car. 

Having the right auto insurance coverage in the greater Warwick, RI area helps to ensure you are fully covered and protected in the event of an accident or unexpected event. Here at The Slocum Agency, Inc., we can help you with all of your auto insurance needs. Give us a call now to get started. 

How Often To Change Your Oil

The Slocum Agency, Inc. in Warwick, RI can help you rest easy with the knowledge that you have reliable coverage, but that’s only half the battle. The other half is proper car maintenance, and the backbone of proper car maintenance is regular oil changes. Having your tires rotated now and then is important too, of course, and you should use premium gas if that’s what your auto calls for, but oil changes will keep your car running smoothly for years to come.

So, how often should you change your oil? The longest you can typically go is five thousand miles. That’s not recommended, though, because you’re pushing your luck. The best way to manage your oil changes is to have it changed once every three thousand miles, or once every three months.

The next question you may be considering: Do it yourself or have someone do it for you?

Unless you like the idea of doing all your basic maintenance yourself, we recommend having it done professionally. It’s a very easy job, but in Warwick RI you are required to dispose of your oil safely, you can’t just pour it down a storm drain or throw it in the trash. This can take precious time out of your day. But auto garages are set up to get rid of it for you, so it’s just a little less effort on your part.

The Slocum Agency, Inc. can help any driver in Warwick, RI to get the auto insurance they need for their car, truck, you name it. But without proper maintenance, you can’t expect your car to last. Reach out to our agents to learn more about car maintenance and how it can affect your auto insurance.