Month: December 2021

Two Important Coverages to Discuss This Time of Year

Posted on by Christopher Slocum

It’s December, and we think it’s the perfect time for you to have a discussion about investing in two important things: protecting their home systems and service lines before the winter sets in and their identity while they are doing more online shopping than any other time of the year. 

Identity Theft

It’s only natural that people are more distracted during the holiday season. Between buying decorations and gifts, holiday dinners out with friends, and grocery shopping for family gatherings, people’s bank cards get a workout. Which makes it the perfect time of year for Grinches to steal others’ identities. So, if you haven’t had the conversation about adding Identity Theft Protection and Recovery coverage to your policy, now seems like the perfect time to have the talk.

Download Identity Theft Protection and Recovery

Home Systems and Service Line Protection

Now that people are entertaining again, having your home systems in proper working order is vital. Imagine if your grandma was visiting and the furnace went kaput in the middle of the night, leaving the house too cold. It’s expensive to replace a furnace any time of the year, but in the middle of the holiday season, it can put even more strain on an insured’s wallet. Possibly saving your money on this repair cost is just one of the many reasons to add the Home Systems and Service Line Protection endorsement to your policy.

Download Protecting Your Home Systems and Service Lines

Good Driving Habits Rhode Island Auto Insurance Companies Want You to Have

Posted on by admin

When it comes to staying collision-free as a driver in Warwick, RI, it all comes down to good driving habits. This is not to say that every accident is the driver’s fault. However, you can avoid a lot of collisions by being a good driver.

Auto insurance companies reward good drivers. At The Slocum Agency Inc., we want you to have good driving habits so that you can keep that insurance record crash-free. Follow these easy tips that will become habit soon enough.

Keep Your Focus

When you have focus, you are a better driver. Distracted driving kills Americans every single day. Keep your eyes and your mind on the road. 

Help yourself with this by planning ahead, knowing your route, keeping your phone silent and put away, and avoiding other distractions such as eating. Pick your music before you drive or wait until you get to a red light at an intersection. Stay focused.

Stay Calm

When you are driving, it is easy to get annoyed in traffic. Rush hour is too slow, traffic accidents are extending commutes, angry drivers are doing a really bad job at driving. 

Stay calm. When you are emotional when you are driving, it is a kind of distraction you may not be able to afford. Stay calm every time you drive and this becomes a good driving habit quickly.

Know Your Limits: Speeding, Fatigue, Alcohol

Speeding is one of the leading causes of car accidents in America, and drinking and driving kills Americans every day. 

Know your limits when you drive. Obey the law, stay in the speed limit, and don’t drink and drive. Try not to drive when fatigued as well. It is a kind of impaired driving that could be fatal. 

Update Your Policy

You may want to consider updating your auto insurance policy in Warwick, RI to reflect some safer driving habits. Roadside assistance is a popular add-on, but at The Slocum Agency Inc., there are other ways we can help you to add coverage that keeps you safer. Call us for a quote today and we’ll help you to get the policy you need that honors your good driving habits.