As the Year Moves On, Don’t Overlook Your Insurance Review
As we settle into the second half of the year, it’s the perfect time to pause, reflect, and check in on one important part of your financial life that’s often overlooked—your insurance coverage. Whether it’s your home, auto, business, or life insurance, a mid-year policy review can ensure you’re properly protected and not overpaying for outdated or unnecessary coverage.
At The Slocum Agency, Inc. in Warwick, Rhode Island, we believe staying proactive with your insurance means fewer surprises and more peace of mind—especially when life changes fast.
Why You Should Review Your Policies Now
A lot can change in six months. If you’ve experienced any of the following since your last review, it’s definitely time to take a second look at your policies:
Bought or sold a vehicle
Renovated your home or added new valuables
Changed your marital status or household size
Welcomed a new baby or adopted a pet
Opened a business or started a side hustle
Paid off a loan or refinanced your mortgage
Experienced a change in income or job
These types of changes can impact the coverage you need—and the discounts you may be eligible for.
Types of Coverage to Review
🏠 Homeowners or Renters Insurance
Check if your dwelling coverage still reflects your home’s current value. If you’ve made improvements, added a pool, deck, or expensive electronics, you may need to adjust your coverage.
🚗 Auto Insurance
Have you changed how much you drive? Added a teen driver? Paid off a loan? These factors can influence what kind of coverage and deductible makes sense.
💼 Business Insurance
If you’ve expanded services, hired new staff, or changed locations, your general liability, workers comp, or commercial auto policy might need adjusting.
👨👩👧👦 Life Insurance
Life changes like a new baby, a marriage, or a divorce could mean it's time to review your life insurance beneficiaries and coverage amounts.
☂️ Umbrella Insurance
An umbrella policy provides extra liability protection. If your assets have grown or your lifestyle has changed, it’s smart to make sure you're not underinsured.
The Benefits of a Mid-Year Insurance Review
Identify gaps in coverage before they become a problem
Update discounts and ensure you’re getting the best possible rate
Bundle policies and save money
Avoid surprises at renewal or in the event of a claim
We’re Here to Help
At The Slocum Agency, we make mid-year reviews easy. Our experienced team, led by Chris Slocum, is here to help you evaluate your needs, explain your options, and recommend adjustments if necessary. We proudly serve Warwick, Providence, and all of Rhode Island, providing personalized guidance every step of the way.
Let’s make sure your insurance keeps up with your life.
📞 Give us a call, send us a message, or stop by our Warwick office today to schedule your mid-year insurance review.
