Memorial Day Insurance Tips to Keep Your Weekend Safe and Stress-Free
As Memorial Day approaches, many families in Rhode Island are preparing for backyard barbecues, road trips, and time with loved ones to kick off the summer season. While this holiday is a time to remember and honor those who have served, it’s also a great opportunity to ensure your home, auto, and recreational insurance policies are ready for the months ahead.
At The Slocum Agency, Inc., we want your Memorial Day weekend to be memorable for the right reasons. Here are some key insurance tips to help you stay safe, covered, and worry-free:
🔥 1. Grill with Care – And Coverage
Backyard barbecues are a holiday favorite, but they also come with risks. According to the National Fire Protection Association, grill fires cause thousands of home fires each year.
Insurance Tip:
Check your homeowners policy to confirm it covers fire damage caused by grills. Keep the grill at least 10 feet away from your home, deck railings, or overhanging branches.
🚗 2. Hitting the Road? Review Your Auto Policy
Whether you're heading to Newport or the White Mountains, Memorial Day weekend traffic is among the heaviest of the year.
Insurance Tip:
Ensure your auto insurance policy includes:
Comprehensive coverage (for non-collision damage like theft or falling branches)
Roadside assistance
Rental reimbursement (just in case)
If you’re using a rental car, check with us to see if your policy extends to it.
🛶 3. Recreational Fun = Extra Coverage
Boats, jet skis, RVs, and motorcycles are all popular this time of year—but they require more than just a tune-up.
Insurance Tip:
Seasonal vehicles and toys should have their own policies. Don’t assume your homeowners or auto insurance will cover them. We can help you check or set up a policy that fits your summer plans.
🏠 4. Going Away for the Weekend? Safeguard Your Home
An empty home can be an easy target for burglars or damage.
Insurance Tip:
Install smart security or motion-activated lights
Unplug small appliances
Let a trusted neighbor know you’ll be away
You may also qualify for discounts if you install security systems or leak detection devices—just ask us how.
🌟 Let The Slocum Agency Help You Start Summer Right
Our team at The Slocum Agency, Inc. is proud to serve Rhode Island families with expert, personalized insurance guidance. Whether you're grilling at home or hitting the road, we’re here to help you enjoy a safe and protected summer.
📞 Call us or 📧 email us today to review your coverage—before the burgers hit the grill.
