We all have been advised to buy insurance more than once – for life, health, and even for buying a new car or starting a new business. But, often we shy away from buying insurance, thinking why do I need to buy a life or health insurance being a young and healthy person? Or, why do I need insurance for my car, I have good driving skills?

Hurricanes don’t only affect people living along the coast. They can cause damage hundreds of miles from the shore. Learn how to be prepared.

Homeowner's insurance policies can be complex and confusing, but they are essential for protecting your home and personal belongings. Here is a breakdown of the key components of a homeowner's policy.

Auto insurance policies can be complex and confusing, but they are essential for protecting you and your vehicle. Here is a breakdown of the key components of a personal auto policy.

An umbrella policy is an additional layer of liability insurance that can protect you if you are sued for damages that exceed the limits of your primary insurance policies. Here is a breakdown of the key components of an umbrella policy.

Homeowner's insurance policies come in many different types or “policy forms” but two of the most common are the HO-3 and the HO-5 policies. While both policies provide coverage for your home and personal belongings, they differ in the scope of coverage and the level of protection they offer.